General Insurance also called Non-life insurance: This category includes property and liability. Property insurance includes the motor, Engineering, pecuniary, fire, marine, transit risks, and so many. Liability insurance includes workmen’s compensation (employer’s liability), product liability, public liability, and other liability policies. In addition, professional indemnity policies fall under this category. Professional indemnity policies provide cover against the liabilities of professionals; like medical doctors, architects, accountants, lawyers, insurance sales agents, etc for breach of professional duties. It also includes product liability, public liability, personal liability, and others liability policies. In some products such as motor, Engineering, and related products the insurance could include liability of the insured and property as well in one policy.

• Fire and Material Damage: Commercial/Industrial
• Fire and Material Damage: Private
• Burglary and House Breaking
• Burglary And Housebreaking Insurance
• Consequential Loss Insurance
• Domestic/ Householders’ Comprehensive Insurance

• Contractors All Risks
• Erection All Risks
• Electronic Equipment
• Contractors Plant and Machinery
• Machinery Breakdown
• Deterioration of Stock
• Advance Machinery Loss of Profit
• Machinery Loss of Profit

• Money Insurance
• Fidelity Guarantee Insurance
• Bonds
  • Bid Bond
  • Supply Bond
  • Performance Bond
  • Advance payment Bond
  • Retention Bond
  • Maintenance Bond
  • Different Customs Bond

• Marine Hull
• Marine Cargo: Air, Sea and Inland

• Own Damage
• Third Party, Fire & Theft
• Comprehensive (Includes 1-3 covers)
• Third Party including COMESA Yellow Card Cover
• Motor Trade

• Public Liability
• Products Liability
• Inland Carriers’ Liability
• Employer’s Liability/Workmen’s Compensation/
• Professional Indemnity
• Directors’ & Officers’ Liability

• Plate Glass
• All Risk Insurance
• Motor
• House Holder’s Comprehensive insurance